Financing

​​​ ​We are different! Above all, we try to trust our clients. Nowadays, it is becoming difficult to acquire any property by financing from banks or leasing companies. Scoring, payment morale, records in registers, a foreigner living in our territory. This and everything else makes it impossible to buy any kind of property today, even if you can make the repayments. Everyone is interested in spreadsheets and if you can't get into them...you're out of luck.

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We decided to do it differently. As we have already stated, our goal is for the client to trust that the vehicle purchased from us is able to repay. Of course, until the vehicle is paid off, it is our property and we assume that the client will treat this property judiciously even until the final payment. We are not interested in foreclosures, insolvency, that is your problem. We understand that you need a vehicle many times to carry out a job or profession, how many times you just want to start a business, but banks and leasing companies simply do not trust you. We do. For us, you are the same client as the creditworthy one, only you were unlucky at a certain time.

 

And foreigners? If you have a residence permit that is valid for at least three years when you apply for financing, you are just as welcome as a Czech citizen.

 

We have three financing options programs ready for clients.

 

Little Money Program (PLM)

 

The client pays the first payment in the amount of 25% of the PC of the vehicle and above, determines the repayment period (up to 60 months) and, based on the repayment period, the client has the option to pay the last increased payment in the amount of 10 - 30% of the PC. As a result, the monthly payment will be significantly reduced. After prior agreement, the client can finance the last increased payment again with us without any problem. After payment of the full price of the vehicle, the vehicle becomes the property of the client.

 

Pay Money (PM) program​

 

The client pays the first payment of at least 25%. They choose the repayment period (up to 60 months) and pay regular monthly payments. At any time, the client can make a one-off payment of any amount outside of regular payments, this payment is included in the last payments, i.e. the client shortens the payment period. After payment of the prescribed payments, the vehicle becomes the property of the client.

 

Operational Leasing (OL)

 

Program​The client does not pay a down payment, he pays regular monthly installments, including services (service, highway stamp and mandatory payments), the relevant VAT rate is added to the installment. The client chooses the length of the drive per year and the period of "rental" of the vehicle. In the event that the client subsequently needs to take ownership of the vehicle, we are ready to sell the vehicle for the residual value. The sale must be made to an entity other than the entity or person that had an operational leasing contract.

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